The Michigan Division of Insurance coverage and Monetary Companies (DIFS), Michigan Division of Well being and Human Companies (MDHHS), and Michigan Medicare and Medicaid Program (MMAP) are warning seniors in Michigan to guard themselves from fraud, excessive strain gross sales techniques throughout the annual Medicare open enrollment interval for 2015. 2022, which runs from October 15 to December 7.
“Yearly, Michiganders are focused by criminals who attempt to reap the benefits of them and steal their cash or private info throughout the Medicare open enrollment interval,” DIFS Director Anita Fox stated. “It can be crucial that Medicare members defend themselves by not giving out private info, together with a Medicare or Social Safety quantity, to anybody making an attempt to solicit their enterprise over the telephone, on-line, or at their doorstep.”
“We wish to guarantee that Medicare members get the well being care protection they want with out fraudsters benefiting from that protection,” MDHHS Director Elizabeth Hertel stated. “You will need to stay vigilant to guard your private info and identification.”
“Do not grow to be the following sufferer of a Medicare rip-off,” MMAP CEO Jennifer Web page stated. “Licensed MMAP Consultants are only a telephone name away and will provide you with professional recommendation on selecting the perfect Medicare plan to your healthcare wants or aid you determine and keep away from Medicare scams and misleading promoting techniques.”
DIFS, DHHS, and MMAP have some necessary ideas for older Michiganders to guard themselves throughout the Medicare open enrollment interval:
By no means give out your Medicare quantity or different private info to callers or guests who say they’re from Medicare. The Facilities for Medicare and Medicaid Companies won’t ever name or ship anybody to your private home to request private info or confirm your Medicare quantity. Brokers can’t state that they’re Medicare, are accepted, accepted, or approved by Medicare, name on behalf of Medicare, or say Medicare or any state or federal company has requested them to name or see you.
– You may get details about Medicare plans with out offering an ID quantity. The one time you could use your Medicare ID quantity is once you join a plan.
– Don’t rely on the identification of the caller. Scammers can use expertise to make it seem that they’re calling from a reputable firm or authorities company.
Ignore anybody who calls you saying you could be a part of their prescription drug plan or you’ll lose your Medicare protection. You’ll have to pay a tremendous when you delay enrollment in a Medicare Half D prescription drug plan, however this protection is voluntary.
Don’t belief mail that seems to be authorities communications. These could also be ads for personal firms which will have a disclaimer buried in lowercase.
Keep in mind that Medicare brokers/brokers who promote Medicare Benefit or Medicare Half D plans should not allowed to do sure issues, together with:
– Make undesirable calls, ship undesirable textual content messages, or go away voicemails.
Approaching or advertising to you with out first giving your permission. They can’t go door to door, go away objects in your doorstep, or strategy you in a public place, comparable to a park or grocery store.
When you’ve got questions or considerations about your Medicare protection, DIFS and MDHHS encourage you to contact Medicare straight at Medicare.gov or by calling 800-633-4227. Should you or a liked one has skilled any such fraud or a high-pressure gross sales tactic, contact DIFS at Michigan.gov/DIFS Complaints or by calling 877-999-6442 Monday by means of Friday 8 a.m. to five p.m. to submit grievance.
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